Archive for October 15th, 2009
Know Your Rights About Home Foreclosure
October 15th, 2009 | 
Author: Home foreclosure is one of the greatest fears of families due to debt. Even though this is true we often take our bills for granted in favor of our credit cards. Before we know it bills have easily stacked up and we end up not knowing who to pay first to stop the calls, and the current economy is not making this situation any easier.
Even though your house is being foreclosed there are still legal procedures to follow. Your lender can’t just kick you out of the house. There are laws that protect homeowners from these situations. Here are some of the important facts you need to know when facing a foreclosure.
Can I just get kicked out of the house if I fail to pay my mortgage?
The short answer: No they cant. you can only be removed via a court order. (And that means time for court procedures to take place.)
How long does the foreclosure take before they take my house?
Depending on the state and county the house is in, it can take as long as 6 months. In some cases the lender/bank may push for a faster foreclosure however, this is only when they have a new buyer in mind normally.
Have You Considered Bamboo Flooring?
Did you know that we lose a million acres of forest every single week? Most people don’t, and when they find out, it’s an upsetting realization. That’s what’s causing so many of us to rethink the paper and wood we buy for home use on a regular basis.
A tree sixty feet long can take as many years to be replaced once it’s been cut down – forests aren’t renewing themselves quickly enough to meet demand. By comparison, a piece of sixty foot bamboo can be replaced on a bamboo farm in just sixty days. One of the planet’s fastest growing plants, bamboo is an excellent substitute for wood in many uses.
Under the right conditions, bamboo can even replace steel – it’s been used successfully in concrete, instead of steel rebar. Bamboo is also a great choice for beautiful flooring that looks and acts a lot like hardwood. It’s a great choice to help save trees.
Bamboo flooring feels a lot like wood, is just as easy to clean, and has the same low tendency to harbor allergens. It’s just as easy to install, and has a warm and natural look. Bamboo flooring is a lot more environmentally friendly and sustainable, however, with a particular look to it that’s like nothing else available.